I'm interested in shopping around for a new homeowner's policy. Would prefer someone familiar with the insurance needs within a four-family, Brooklyn property. Would also prefer someone who answers the stupidest of questions with grace and patience. And, of course, a provider that isn't a pain in the ass should a claim be necessary.
Anyone with good insurance experiences and/or insights? More»
9:28 AM 03/29/2013
Does anyone know of a good insurance company with reasonable premium to cover brownstone insurance? We have a small mix-used building, residential + commercial. Our insurance premium is going up so much that it becomes unaffordable. We have never made a claim for the last 25 years.
Any info and/or suggestion appreciated! More»
5:28 AM 03/14/2013
I would like to provide health insurance for a household employee who provides onsite eldercare for a loved one. She makes too much money to be eligible for low income insurance plans. I was thinking of going through the Freelancers Union. Any other suggestions, or advice about taking this route? Thx, all!! More»
4:38 PM 03/04/2013
Our insurer (State Farm) is requiring that we change our basement window bars from permanent to the kind that have safety latches that will allow them to release. Has anyone done this? Any one that you can recommend to do the work? What did it cost? Is it possible to modifiy the bars (as opposed to remove and replace)? Our building is landmarked - any issues to worry about there?
Thanks very much. More»
12:14 PM 01/15/2013
we have a 4 family that we occupy presently, but we are considering moving out and renting the property out in full. what kind of insurance must we carrry? how much should it run us a year? we are getting quotes but don't want to get fleeced. thanks in advance for any thoughts! More»
10:19 AM 01/07/2013
My co-op needs general liability and workmans comp and they want themselves to be put as additional insureds. The contractor says it's $3000.00 extra to put them as additional insureds. The work is tiling the floors and walls of two bathrooms. No plumbing work. Is the $3000 quote for insurance alone is reasonable? The estimate for the labor and contractor's materials is $10000.00 so $3000 is only for getting the insurance. Any ideas? More»
6:58 AM 11/28/2012
Have been insured by Allstate for the last 26 years or so. Our policy is up for renewal.
Was looking at the forum archives, but a lot were from 2010, so would like more current recommendations regarding home insurance. Especially regarding cost per sf for replacement value.
Thank you for any input you may provide. More»
1:33 PM 09/24/2012
My insurance broker called me and said that my insurance company wants my above ground oil tank to be inspected for leaks. Is this normal procedure? Anybody has any recommendations for this service? Google search only just shows tank removal nothing for inspections. Thanks. More»
1:55 PM 09/10/2012
One more question on these types of policies.... Should both of these policies begin immediately when we close? We are not going to inhabit the townhouse until after/end of construction. However, permits might take some time so construction won't start immediately after closing. I wasn't sure whether it's worth paying for Builder's Risk before we even begin to build! The agent I am working with seems to say we need both right away regardless of when construction starts. Is this right? More»
3:15 PM 08/28/2012